Tag: 夜上海论坛GC

Rate hikes provide unique sales opportunity for credit unions

first_img 21SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr In the webinar, Solving the ‘Buy’ Problem for Digital Sales of Financial Products, Forrester Research shared that life events are the #1 trigger of bank sales opportunities, and that the impending Fed interest rate increase may represent one of the most significant events in a decade. As Chris Nichols, Chief Strategy Officer at Centerstate Bank stated in a recent blog post:“Rate changes are a huge sales event trigger and are not used enough in banking. Any time rates do, or are poised to move up or down, that event can prompt a customer to move cash, increase debt levels, or refinance.”The question is – is your organization ready? And what does ‘ready’ really mean?Despite not needing the plan for several years, most banks and credit unions probably already have an action plan in place to adjust interest rates and communicate the impact to your customer base. You probably also have the content for your website ready to go. But are you ready to capitalize on the new product sales opportunities that may be available?Your historical data on new account openings, loan origination and card issuing can be the foundation of developing a proactive, highly personalized sales strategy. Simply correlate these customer and member activities with previous interest rate changes. continue reading »last_img read more

Pensioners pushed out of Gold Coast property market

first_imgBrent Martens said rental prices have skyrocketed. Picture Mike Batterham“I had two owners who have recently sold and are looking to rent for a year or two, and they are shocked at how much rent has increased in even just a couple of years,” he said.CoreLogic shows the median house rental price on the Gold Coast has increased to $530 in the last twelve months to August, 2017, an increase of almost four per cent.Units are up to $410, an increase of 3.79 per cent. Demand far outweighs supply of rental accommodation. Picture: NIGEL HALLETT“We were not surprised by the affordability issues on the Gold Coast, as identified by the National Shelter report,” she said. “However, we do expect a small reprieve once the Comm Games have passed. The accommodation built for the Games will be converted to student accommodation and this will go some way to easing those tight conditions in this market, albeit briefly.”The REIQ agreed there was a need for more affordable accommodation for pensioners. Most of the Gold Coast is reportedly unaffordable. (AAP Image/Dave Hunt)National Shelter executive officer Adrian Pisarski said the report showed “most of the Gold Coast is moderately unaffordable” to an average annual household income of $80,000.“When you drop the income down to $60,000 a year, the whole of the Gold Coast is unaffordable to severely unaffordable to renters,” Mr Pisarski said.Real Estate Institute of Queensland CEO Antonia Mercorella said the Gold Coast vacancy rate is 1.9 per cent in the September quarter and the market remains in tight range with demand for rental accommodation outstripping supply. It’s beautiful, but it costs more than a pretty penny to rent here.PENSIONERS are the worst hit by the Gold Coast rental crisis, as rents surge across the city.New figures in the national Rental Affordability Index revealed Surfers Paradise, Southport and Robina lead “extremely unaffordable” suburbs for single pensioners receiving $25,000 in benefits a year.center_img Anne Parker has launched her own website to help other battling renters.More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North1 hour ago02:37International architect Desmond Brooks selling luxury beach villa21 hours agoMs Parker is now looking to rent in a senior sharehouse with many other women in her position.“It’s just not feasible, everyone is getting squeezed out of the market,” Ms Parker said. “Prices have gone up astronomically.”But it’s not just seniors doing it tough. Harcourts Coastal business development manager Brent Martens said all rentals in a 10km radius of Surfers Paradise have skyrocketed. An aerial view of residential apartments and housing on the Gold Coast , Wednesday, May 17, 2017. (AAP Image/Dave Hunt) NO ARCHIVINGAnne Parker spent 35 years on the Gold Coast, working in IT for Gold Coast City Council and police prosecution.But the mother-of-three is now living with her aunty in an Eagleby retirement village, after she fell sick and was forced to retire.“Life has changed from being independent to begging,” Ms Parker, 52, said. “I’ve been struggling ever since, I’ve been homeless.”last_img read more

May 10, 2019 Police Blotter

first_imgMay 10, 2019 Police Blotter051019 Decatur County EMS Report 051019 Decatur County Fire Report 051019 Decatur County Jail Report 051019 Decatur County Law Report 051019 Batesville Police Blotterlast_img

Van Gaal hints Valdes could stay

first_imgManchester United manager Louis van Gaal has refused to rule out the possibility of signing goalkeeper Victor Valdes. “I have always done that, and not only with big players but ones you’ve never heard of.” Valdes’ compatriot David de Gea has enjoyed an outstanding couple of seasons as United’s number one, but currently faces little competition for his first-team spot. Anders Lindegaard looked set to leave Old Trafford in the summer, but he stayed to compete with Sam Johnstone and Ben Amos to be De Gea’s backup. Press Association United announced on Thursday that Valdes, a six-time Primera Division winner, is being allowed to use the club’s training facilities as he bids to return from the anterior cruciate ligament injury that has kept him out since March. The 32-year-old, who is a free agent after leaving Barcelona this summer, will join in with first-team training once he has recovered from the injury. When asked whether he would consider signing the Spaniard if he returns to full fitness, Van Gaal gave a cryptic hint that it might be a possibility. “Manchester United has always their eyes open,” the United manager said at his pre-match press conference on Friday. Van Gaal handed Valdes his Barcelona debut in 2002 during his second spell in charge of the Catalan giants. The Spanish goalkeeper became Van Gaal’s first choice and remained so until the Dutchman decided to leave the Nou Camp in the summer. Valdes had been linked with a move to Liverpool, whose first-choice goalkeeper Simon Mignolet has come under fire for some sub-par performances this term. But Van Gaal, whose goalkeeping coach Frans Hoek also worked with Valdes at Barcelona, was happy to give the three-time Champions League winner the opportunity to recover from the injury at United’s state of the art training ground in Carrington. “For me it’s not a surprise (decision) because I have done it already with a lot of players,” he said. “I have a relationship with a lot of players. I gave Ronald de Boer or Edgar Davids rehabilitation possibility or training possibility when they needed that, so he is one of these players. “Robin van Persie also when he played for me in the Dutch squad last year, I allowed him to come to our medical department to get him fit for the World Championship (World Cup). last_img read more