October 15, 2005 On the Move On the Move Carla Garcia joined TotalBank in Miami as associate counsel. Garcia oversees the commercial real estate closing department and supervises underwriting and post-closing staff. Michelle C. Dunaj was appointed to serve as general counsel for SoLapharm, Inc. Dunaj manages the corporation’s legal affairs and works with SoLapharm’s senior executives in providing legal oversight for the corporation’s pharmaceutical product programs and proprietary technologies. Rebecca Zung-Clough joined Schuttler & Greenberg. She concentrates her practice in the areas of marital and family law. Nancy E. Kemner has opened the Law Offices of Nancy E. Kemner, P.A., located in the Village Square of Fleming Island Plantation, 2245 Plantation Center Drive, Suite 57, Orange Park 32003; phone (904) 278-1178; fax (904) 278-3220. The firm concentrates in the areas of elder law, wills, trusts, estates, probate, guardianship, Medicaid planning, and nursing home law/patients’ rights. Dwight I. “Ike” Cool joined Zimmerman, Kiser & Sutcliffe as a shareholder in its commercial department. Cool practices in the areas of commercial and residential real estate transactions, condominiums, leases, zoning, and land use regulation. Eric M. Borgia joined Henderson Franklin in Ft. Myers as an associate. Borgia focuses his practice in the areas of real estate, including commercial and residential real estate transactions and real estate development title insurance, and commercial leases. Ryon McCabe was named a partner of Ackerman Link & Sartory. McCabe practices in the areas of securities arbitration, business litigation, class actions, and professional liability litigation. Mark Terry announces the formation of Terry & Company located at 747 4th St., Miami Beach 33139; phone (305) 535-9904. The firm concentrates on patents, trademarks, copyrights, and related litigation. Marybeth Bosko joined Gunster, Yoakley & Stewart in Ft. Lauderdale as a shareholder and a member of the firm’s corporate department. Bosko focuses her practice on mergers and acquisitions, securities law including real estate-related securities matters, corporate finance and capital markets, transactions, corporate compliance, and corporate governance. Matthew A. Slater announces the formation of Slater Legal serving Florida and Massachusetts. Principle office: 275 Grove Street, Suite 2-400, Newton, MA 02446; phone: (888) 529-5352; fax: (617) 608-0210; Web site: www.slaterlegal.com. Truong M. Nguyen, Joel E. Roberts, and Michael A. Sexton have become shareholders of GrayRobinson. Nguyen practices in the area of commercial real estate transactions. Roberts practices in the area of general and commercial litigation focusing on condemnation and probate litigation. Sexton practices in the areas of commercial and securities litigation and arbitration. Nisha G. Desai and Kathryn L. Kasprzak joined Fowler White Boggs Banker in Orlando. Desai is an associate and practices in the area of workers’ compensation. Kasprzak joined as of counsel in the government, environmental, and land department. Additionally, Joelle X. Bertozzi joined the firm in Tampa as an associate in the real estate practice group. Wayne H. Schwartz joined Lee & Amtzis in Boca Raton as of counsel. Marci A. Rubin joined the real estate department of Atkinson, Diner, Stone, Mankuta & Ploucha in Ft. Lauderdale. Michael B. Chavies has joined Akerman Senterfitt in its Miami office. Gary Stephen Genovese joined Fowler White Burnett in Ft. Lauderdale as a shareholder. Genovese concentrates in the areas of medical malpractice, personal injury, and insurance defense litigation and trials. Paul Christian Sullivan, R. Pierce Kelley, Jr., and Edward Rosado joined Viles & Beckman. Sullivan joined as of counsel. Kelley concentrates in the areas of personal injury litigation, premises liability, automobile liability, and construction related litigation and coverage disputes. Rosado focuses on personal injury litigation, premises liability, automobile liability, and insurance related litigation. Hector Ralph Rivera joined Fowler White Burnett in Miami as a shareholder. Rivera focuses on complex commercial and personal injury litigation. Joseph Englander joined the Ft. Lauderdale office of Christopher & Weisberg. His practice emphasizes all aspects of patent law, domestic and foreign trademark matters, and domestic copyright matters. Carmen Alpizar Hellman joined Zumpano Patricios & Winker in Coral Gables as an income partner. Hellman focuses her practice on commercial and probate litigation. Michael H. Gora was named partner of Shapiro, Blasi, Wasserman & Gora in Boca Raton. Gora concentrates in the areas of real estate, employment law, general civil litigation, trusts and estate matters, and family law. K. Clayton Bricklemyer joined Bricklemyer, Smolker & Bolves in Tampa as an associate. He concentrates in the area of real estate development, focusing on land acquisition, zoning, and comprehensive planning. Rachael McMorris Crag-Chaderton joined deBeaubien, Knight, Simmons, Mantzaris & Neal as a partner. Sheada Madani joined Johnson, Auvil, Brock & Wilson in Dade City as an associate. Madani focuses in the areas of real estate transactions, property and construction disputes and litigation, commercial transactions, and estate planning. Chad W. Callahan III joined Hill, Ward & Henderson in Tampa as an associate in the estate planning and administration group. Additionally, Mark A. Danzi joined the firm as an associate in the corporate and business group. October 15, 2005 On the Move
continue reading » The future of banking is in open banking—the democratization of financial services through technology. The term “open banking” may seem lofty, but it simply allows retailers, credit unions, and members to easily and safely share financial information across a network of platforms. For instance, you might want to connect savings, checking, and investment accounts into a personal financial management tool.Or, if you prefer to get more technical, the definition from Investopedia reads, “Open banking is a system that provides a user with a network of financial institutions’ data through the use of application programming interfaces (APIs). The Open Banking Standard defines how financial data should be created, shared, and accessed.” An API is a set of rules regarding how various systems interact, allowing multiple systems to communicate with each other. It defines the requirements for authentication and data sharing. Developers essentially build applications and services around the financial institution.How do these APIs enable open banking and simplify processes? They allow financial institutions and service providers to connect to each other more easily to perform functions that once required transfer of physical documents to complete. A real-world example of this is direct deposit. Money is transferred electronically from an employer’s bank account to the employees’ credit union, and then into the individual accounts. This service was reserved for large banks not long ago, but is now nearly universally available. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Intermodal transport systems, 2012Engineering and technological calculations in railway transport, 2009 Invited lecturer: 2019. Ministry of Foreign and European Affairs, Secretary of State2017. Ministry of the Sea, Transport and Infrastructure, State Secretary for Transport2016. University of Zagreb, Faculty of Transport and Traffic Sciences, Department of Intermodal TransportAssociate Professor of:Integral and intermodal systems (undergraduate study)Integral and intermodal transport (graduate study)Development and investment management (graduate study)Geo-traffic analysis of traffic flows (doctoral study)2016 – 2017 Ministry of Maritime Affairs, Transport and Infrastructure Special Adviser to the Minister2015. Croatian Chamber of Commerce, Vice President of the Association for Intermodal Transport and Logistics2015. European Commission, Directorate-General for Research and Innovation, evaluator for Horizon 2020 COV2 projects07/016 / audit, monitoring and evaluation from the transport and logistics sector2010 – 2017 University of Zagreb, Faculty of Transport and Traffic Sciences, Head of the Department of Intermodal Transport2002 – 2010 University of Zagreb, Faculty of Transport and Traffic Sciences, assistant It’s official. As of today, the new Minister of Tourism and Sports is Dr. sc. Nikolina Brnjac. Croatia has at its disposal a number of experienced experts who will surely want to help, but you just need to ask them. Today more than ever, we need less policy, and more synergies and a focus on market development. Ultimately, form is the least important, what we need is the efficiency and productivity of the entire country, including the Ministry of Tourism and Sports and the CNTB. And it’s all down to people and politics. University textbooks: “The role and importance of intermodal transport in the freight transport market”; UNIZG, Zagreb, May 17, 5″Analysis of the possibility of developing the Croatian Railways system with reference to intermodality”; Croatian Chamber of Commerce, April 16, 2013″Supply chain risks”; LOMI, Krapina 2014″The role of human capital in the management of supply chains or logistics systems”; SCO Logistics, LOGIN 07, 2014. As always, I personally believe that everyone has the right to a chance, including the new Minister of Tourism and Sports, and time will show how the Ministry of Tourism and Sports will function from now on. Professional career: Academic activity: Field of interest: Chalmers University, Technology Management and Economics Gothenburg, Sweden (since 2011)Faculty of Technical Sciences, University of Novi Sad (since 2012)Faculty of Law, University of Zagreb (since 2013)Faculty of Economics, University of Ljubljana (since 2015) POWA (Ports and waterways) 2007 – 2011ZIRP (Science and Development in Transport) 2014, 2015 and 2017 According to the website of the Ministry of Foreign and European Affairs, Brnjac has so far held the position of State Secretary of the Ministry of Foreign and European Affairs, and three years ago she also held the position of State Secretary in the Ministry of the Sea, Transport and Infrastructure. Organizing committee member: 2005 – 2009 University of Zagreb, Faculty of Transport and Traffic Sciences Transport and transport technology dr. Sc.2002–2005 University of Zagreb, Faculty of Transport and Traffic Sciences Traffic and transport technology mr. sc.1997 – 2002 University of Zagreb, Faculty of Transport and Traffic Sciences Railway B.Sc. ing.1996 – 2001 University of Zagreb, Faculty of Transport and Traffic Sciences PiT B.Sc. ing. Interestingly, so far the new Minister of Tourism and Sports, at least according to official data, has no experience in the tourism sector, which has provoked negative reactions from the tourism profession. So the new minister faces a great challenge to prove herself and earn the trust of the profession. Surrounding yourself with experienced and professional people, especially those from the real sector, is a winning combination for every minister, including a new minister. We need a leader and a manager who will know how to arrange all the pieces of our tourist mosaic. Especially in the coming period, when the reform of the entire tourism sector and a new modern tourism paradigm for the 21st century are expected. INTRANSLAW (International Conference on Transport and Insurance) 2015 and 2017 Holder of numerous research projects; among others: Development Fund of the University of Zagreb, South East Europe – Transnational Cooperation Program, Marco Polo Study – GO RAIL GO GREEN, COWANDA – SEE – The CO-WANDA, South East Europe Transnational Cooperation Program (SEE) EU; CBA of Railway Industrial Section, Faculty of Transport Sciences, University of Zagreb, Ministry of the Sea, Transport and Infrastructure, Interreg CADSES project ADRIATIC3S (funding: Phare program). Member of the Scientific Committee: Intermodal transport systems, logistics processes in intermodal transport, development of intermodal terminals, railwaytransport, location of intermodal terminals Education: Round table organizer and moderator: Photo: FB Nikolina Brnjac, Illustration: HrTurizam.hr Editor of the collection of papers “Valorization of the intermodal logistics corridor Ploče – Mostar – Sarajevo – Vukovar (Central Adriatic – Danube)”; HAZU, 2014 and “Supply Chain Management”; Polytechnic of Hrvatsko zagorje, Krapina, 2015 and author of more than 50 scientific papers and professional articles in the field of intermodal transport and logistics in national and international journals.
The National Police have named 30 individuals across the country by Thursday as suspects for allegedly spreading false information regarding the COVID-19 outbreak.“We named 22 suspects for allegedly spreading fake news on Tuesday. We named eight more on Thursday,” National Police spokesperson Sr. Comr. Asep Adi Saputra told journalists on Thursday.He added that the police in West Kalimantan and West Java had named more suspects than police had in other provinces with four suspects each. Officers in South Sulawesi, Lampung and East Kalimantan had named three suspects each, while the Jakarta Police named two individuals as suspects. Despite naming 30 individuals as alleged false news suspects, the police had only placed two of them into custody, as most of them were deemed cooperative during interrogation.Read also: How to play your part in the battle against COVID-19 hoaxes, misinformationA suspect in West Kalimantan was detained after investigators found he was not being cooperative during the questioning.“Apart from him, we have also confined another suspect in the East Jakarta Police headquarters,” Asep said, without elaborating.The Communications and Information Ministry identified on Tuesday 242 hoaxes pertaining to COVID-19 being distributed on the internet, including in social media, websites and short message applications. The number had increased from 196 on the same period a week earlier.The Indonesian Ulema Council has also urged Muslims not to spread hoaxes and false information regarding the disease, as the council had issued a fatwa on Tuesday declaring such wrongdoing haram. (glh)Topics :
(former President C.D. B. King)The ongoing Economic Dialogue has been well covered in the local media and has, as indications suggest, raised hopes that an end to the country’s economic woes is in sight. But the hopes appear guarded in view of the worsening economic situation. President Weah has already declared that the outcome of this dialogue will be backed by strong political will; meaning, that he will strongly support the implementation of policy recommendations intended to fix the economy.But suggestions from some quarters (supporters of the President) that such commitments will be honored appear unlikely if concerns expressed by Bong County Representative Robert Womba are anything to go by. His concerns about extra-budgetary spending appears to be resonating with the public.Predicting another budget shortfall should the Legislature not become sufficiently knowledgeable of the matter and take the requisite corrective actions, the lawmaker cited several instances of extrabudgetary spending and illegal manipulation of the budget after it has been passed into law and printed in handbills.In one of the instances cited, Representative Womba drew attention to the Ministry of Youth and Sports which, according to him, spent over a million dollars, even though only US$300,000 was allotted in the 2018/2019 budget. Another example, he said, was the Ministry of Finance, which had been allotted an amount of US$51 million but which added an extra US$10 million, without proper approval, and which was unlawfully spent.The representative also pointed out that several agencies of the Executive branch of government have made huge increases in their 2019/2020 budgets respectively.Notably, these increases in the budget are being made at a time of great economic difficulties, with so many people staring hunger in the face, lack money to pay school fees and attend to other critical needs. At the same time a few individuals are seen to be virtually living it up.President Weah’s large delegation to Japan recently raised public eyebrows, given the costs which estimates placed at above one million US dollars. Just why was such an expenditure necessary may prove too difficult to explain to the Liberian people who are demanding answers.Thus, while promises made to support the outcome of the Dialogue with strong political will is welcome news, this newspaper is constrained to caution that such commitment must be demonstrated through concrete action and not just through talk. As the Daily Observer has repeatedly pointed out, when governments make pronouncements which they cannot follow through, it undermines their own credibility and fosters increased public distrust.All those extrabudgetary expenditures highlighted by the Bong County Representative are examples of how public funds are siphoned off by dishonest officials.More to that is the current “Salary Harmonization Plan,” which is currently being implemented and against which public opposition is growing by the day.And such concerns are exacerbated by the corresponding rise in consumer prices and drastically fallen real income occasioned by this scheme which, according to civil servants, is skewed and highly discriminatory, aside from the fact that it has severely dented their income and undermined their ability to meet their needs.This newspaper remains convinced that other means can be explored through which savings can be realized. However, this government needs to come to terms with the fact that it has bloated the payroll to unsustainable levels.Disclosures, for example, that the Ministry of Labor has allotted an amount of US$500,000 as money to pay consultants, drew the fire of lawmakers to the minister because, as one legislator (name withheld) told this newspaper, the money appears intended to be used to pay new entrants to the Ministry of Labor’s payroll.The minister fumbled and could barely explain to senators convincing reasons for such budgetary outlay. In similar straits also, was Finance Minister Tweah, who fumbled and fidgeted as he tried to explain variations in the payroll numbers he provided to legislators.In view of the above, President Weah’s expression of commitment and support to the implementation of the outcome of this Economic Dialogue will be measured by cuts in extrabudgetary expenditures, a halt to illegal manipulations of the budget after it has been passed into law and above all the stern measures he will take to address the scourge of corruption.But the buck will have to start from him and he can do that by becoming fully compliant with the Asset Declaration law, ensuring the compliance of his officials and dealing sternly (prosecute) with those crossing the line. Using himself as an example is the surest way to express political will in the fight against corruption because, as former President C.D.B. King noted, the “Fish begins to rot from its head”.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)